Loyal3 Stock Buys of the Week Edition #5

It’s been a crazy couple of weeks in the stock market, but all is well when you avoid all the noise and stick to your original plan. Every week I have been adding my hard earned money into companies I truly believe will do well in the next 30-40 years. I am hoping my consistent investing strategy will allow me to enjoy an early retirement. This week I was able to invest into the following companies:  

Company	Amount	Share Price	P/E	Div Yield
COCA-COLA(KO)	$150	$40.87	22.61	3.00%
UNILEVER (UL)	$100	$39.40	17.35	3.83%
DUNKIN (DNKN)	$50	$45.14	29.39	2.03%
TOTAL	$300			Average 2.97%

 

 

 

 

 

Loyal3 Stock Buys of the Week Edition #4

Investing through Loyal3 has been a great way to average down my cost basis on several great companies. I have been focusing a lot on core positions such as MCD, UL, KRFT, and DIS. I plan on holding these companies for over thirty years in order to fund my early retirement. The stock market has cooled off a bit which has made my job a lot easier when looking at which companies to invest in. Lately I have been ignoring all the noise and continue to invest whatever money I can on a weekly basis. If the market continues to decline, I am going to invest my weekly $200-$250 into whatever companies I feel are fairly valued. If the market turns around and decides to trend upwards my strategy will be the same. I don’t mind losing a few hundred dollars over the short term. In fact I could handle my emotions if my portfolio dropped 30-50% because I wouldn’t lose that much anyways. I am in the beginning stages of my journey and if the stock market dropped that much, it would present a ton of buying opportunities for me.  The other thing is I always keep an emergency fund in case I need money for car repairs, job loss, or any other unexpected event. Last week I had to dip into my emergency fund in order to purchase a new refrigerator. Our old one was not cold enough and kicked the bucket months ago. I held out as long as I could and ended up dishing out $512 for a new Whirlpool brand refrigerator. Thanks to Best Buy we were able to get delivery and removal for free on that purchase. Unfortunately my expenses will be off the chain this month but I am glad to have received 1.5% cash back and a $30 rebate on that purchase. That did weather the storm a little bit and it’s always good to get the absolute best deal you can find on appliances.

This week I was able to invest into the following companies: 

Company	Amount	Share Price	P/E	Div Yield
DISNEY(DIS)	$50	$83.83	20.10	1.03%
UNILEVER (UL)	$50	$40.27	17.59	3.75%
KRFT(KRFT)	$50	$54.99	13.63	4.00%
APPLE (APPL)	$50	$97.67	15.77	1.92%
TOTAL	$200			Average 2.68%

Loyal3 Stock Buys of the Week Edition #3

Sunken Ship off the Shore of Cape May, NJ

The market keeps heading downward which means I can now purchase the same great companies for an even lower price point. I plan on holding onto most of these companies for the next 30+ years so the price I pay now is irrelevant. We have been waiting for the prices on some stocks to come down for months and now that many companies are fairly valued, it is time to put some capital to work. Every week I have added to my current positions at Loyal3. The money I am able to invest is dependent on how much capital I have that week after the bills are paid. I also keep an emergency fund that is equal to six months of expenses. If I were to need a new car or lose my job, I would be able to just dig into that fund and not touch my stocks. However if I ever needed more money I could sell a few of the stocks that I have done well in. This would be a last resort situation but emergencies do come up. I would love to invest into the energy and financial sectors but I see a little more devaluation ahead in those sectors. For now I will be sitting in the sidelines investing in some of the companies I love. This week I was able to invest into the following companies:

Company	Amount	Share Price	P/E	Div Yield
STARBUCKS(SBUX)	$50	$72.28	238.05	1.43%
UNILEVER (UL)	$50	$39.38	17.11	3.84%
McDONALDS(MCD)	$50	$89.92	16.29	3.78%
YUM (YUM)	$50	$67.82	21.14	2.43%
APPLE (APPL)	$50	$97.04	15.54	1.95%
TOTAL	$250			Average 2.69%

 

 

 

Loyal3 Stock Buys of the Week Edition #2

Dolphin Watch, Cape May, NJ

I have decided to make weekly purchases into my Loyal3 portfolio in order to stay consistent. Recently the market has been all over the place but that doesn’t bother me because I stay away from all the noise. Oil prices are declining, Ebola is about to spread all over the country and Russia wants to take over Ukraine. These global events can certainly make a huge impact on your stocks. However the recent dips in the market is perfect for someone like me who is still in the accumulation phase of his portfolio. I would much rather buy stocks at a lower price. Of course it’s nice to see the market go up as well because you would be experiencing capital gains. Either way I am happy to invest on a weekly basis in order to dollar cost average into some quality dividend paying stocks. Most of the stocks I invested in this week need no introduction. But I did invest in Starbucks this week, and I feel like I have to justify this buy with great reason. Let’s go over some of the key details for Starbucks and why I would consider a stock that many feel are overly priced.

STARBUCKS (SBUX)

·         I know it may seem overpriced at the current $75/Share price and I would love to add shares at $68/Share price range. I rely on cold hard facts though and if you’re waiting for a huge discount it could take forever. We are talking about a company that is primed for growth and I wouldn’t be shocked to see SBUX shoot up to $90/Share in less than a year from now.

·         I am anticipating a lofty dividend raise announcement in November.

·         Plans of international expansion are on the rise with Starbucks acquiring 60.5% share of Starbucks coffee Japan.

·         Rising coffee prices are a reason to worry for coffee drinkers, but not investors. Coffee contains a legal drug known as caffeine which is highly addictive. People will continue to pay whatever price for coffee simply because it helps them get through the day. The best part of going to work in the morning is buying that nice cup of coffee from Starbucks. In my case it’s Dunkin Donuts.

·         Teavana provides a lot of options for Starbucks to generate growth.

·         Although the U.S. market is saturated with coffee brewers, there are major key elements that separate Starbucks from the rest of the competition. They are innovative and provide a little something for everyone.

·         Starbucks has provided growth in same –store sales for the past 18 quarters.

·         Starbucks has proven to be a consistent and solid performer when it comes to dividend growth.

·         I have high hopes in the long term success that Starbucks will provide and I love their business model. 

·         I am expecting Starbucks to grow earnings by at least 15% per year in the next few years which will certainly help to increase their dividend well into the year 2020.

This week I was able to invest into the following solid companies:

Company	Amount	Share Price	P/E	Div Yield
UNILEVER (UL)	$50	$40.50	17.76	3.74%
KRAFT (KRFT)	$50	$56.08	14.03	3.89%
YUM (YUM)	$50	$69.21	21.59	2.37%
STARBUCKS (SBUX)	$50	$74.26	246.76	1.38%
TOTAL	$200			Average 2.85%

 

 

Loyal3 Stock Buys of the Week Edition #1

May Kelly's North Conway, New Hampshire

In order to stay consistent I am planning to add a few buys to my L3 portfolio on a weekly basis. I don’t have a set amount to invest every week so the amount I invest will vary. The motivation to keep going down the path of financial freedom couldn’t be higher. I have seen many folks well above their sixties still working full time just to make ends meet. Granted there are some people who just love to work, but I can tell you that I am quite the opposite. I would rather be managing a few properties and collecting dividends as my form of income. This is why I will continue to invest in quality dividend paying companies in order to offset my job income. Eventually my dividends will cover my expenses and I will be financially independent. This week I was able to invest into the following solid companies:

Company	Amount	Share Price	P/E	Div Yield
DISNEY(DIS)	$50	$88.45	21.21	0.97%
UNILEVER (UL)	$50	$40.77	18.16	3.71%
KRAFT (KRFT)	$50	$56.30	13.96	3.73%
YUM (YUM)	$100	$71.38	27.09	2.30%
TOTAL	$250			Average 2.60%