2014 Goals:
  • Pay off my student Loan (Unsuccessful - $988 Left)
  • Pay off all credit card debt (completed 8/7/2014)
  • Have a net worth of $22,000 (includes Savings, Checking, 401k, and broker accounts) (completed 9/7/2014)
  • Receive $100 in interest from my savings account for the year (Unsuccessful - Received $62)
  • Receive $225 in dividends from stocks during the year of 2014 (Unsuccessful - Received $205)
  • Increase my yearly income by 5% or $34,257 (Completed 12/16/14)

2015 Goals:
  • Have a net worth of $50,000 (includes Savings, Checking, 401k, and broker accounts) 
  • Receive $1000 in dividends from stocks during the year of 2015
  • Save 37% of my net income from all sources. (Annual Average)



  1. Hi Dividend Mongrel,

    I LOVE goals. I wanted to compliment you on the list above. If you're able to clear your student loan and credit card debt this year you should be in a great position to expand your saving/investing rate for 2015. I wish you luck!


    1. Hey Huw,
      Thanks for the compliment. It looks like I will be paying off the entire balance of my credit card this week. After that I am going to try tackling my student loan. My expenses will be much lower in the upcoming months once these two bills are out of the way. 2015 is going to be a very good year if I keep up what I am doing. Without goals, it's hard to measure what I am trying to accomplish. Thanks for stopping by!

    2. Great goals! Just how much in savings do you have?! Haha. Interest rates are so low that I'll be lucky to even make a few bucks this year!

  2. I keep about 10k in savings because I plan on getting into real estate investing as well. I am still educating myself about real estate by reading books on landlording, tax laws, duplexes, and triplexes. I still want to save for another year and continue to learn that market before making any decisions at this point. Thanks for stopping by!

  3. Hi Dividend Mongrel,
    Im all about goals too. I like setting them, planning, executing and achieving goals! Goodluck on your journey! :)

  4. Ogie,
    It helps me to stay motivated because I don't want to lose track of financial independence. If all goes well I should have the rest of my goals achieved by the end of the year.

  5. I like your goals, they are very succinct, quantitative and realistic. Hope you complete your list.

    1. X.L.
      Thank you very much for stopping by. I tried making this years goals very reasonable. I only have 3 goals in mind right now, but I am hoping to complete all 3 by the end of the year.